Buying Versus Renting a Home
By Kirk
June 25, 2014

For many people and for many reasons, buying a home is better than renting a home.

In many communities, the inventory of houses to rent is limited, whereas there’s likely to be a large variety of houses on the market at many prices. If specific location matters, buying a house is the better way to choose the ideal location than renting a house.

Lifestyle is another major consideration. Owners can modify a house to suit their needs. A popular modification is making a house habitable by someone with disabilities. A renter would not be able to modify a house and a landlord is unlikely to change a house to suit a tenant. If a house needs updating, with new energy-efficient appliances, homeowners will update kitchen and laundry appliance, or put in a new furnace. In many neighborhoods, homeowners are converting to solar power too. Most landlords don’t often buy new appliances for their tenants.

Animal lovers can have pets. Landlords always have to think about keeping a rental property suitable for the next tenant. That often means excluding pets from a house that’s a rental property.

Homeowners call repair personnel as soon as it’s warranted. Depending upon the terms of the lease, a renter might have to call a distant landlord before obtaining permission for a major repair. In parts of the country subjected to severe weather, this can be a tremendous disadvantage.

One of the major reason most people choose to own instead of renting houses is for the tax deduction. Mortgage interest is deductible, as are property taxes. Modifying a house to be more energy-efficient can be tax-deductible too, depending on the year’s tax codes. The tax advantages are in effect for Federal and state taxes. Deductible mortgage interest is usually the largest deduction off the Federal income tax that people take. Renting offers no tax advantages. Rent paid for a home is not deductible.

The other major financial advantage to home ownership is that owning builds equity. Once a home is paid off, living there is essentially free, aside from upkeep and taxes. Some states have special programs that reduce property taxes for retired people, making owning even more financially attractive. With renting a home, there’s no equity; rent must always be paid.

So, give me a call!  I can help you find the perfect home at a very affordable price.

Coming Home to a Sound Investment – The Benefit of Buying a Home
By Kirk
June 25, 2014

While renting can be useful for some financial situations, owning a home provides great benefits to you and, ultimately, your financial well-being.

1. Control your space. Use a spare bedroom for your own home office. Create a workout area in the garage. You own the home, you make the rules.

2. Pride of Ownership. When you own something you tend to take better care of it. A home is no different. Cutting your lawn, creating a garden, or just making improvements on the weekends becomes a thing of joy.

3. Stability. When you purchase a home with a fixed interest rate mortgage, you don’t have to worry about surprises in your monthly payment. Month after month, you know what your payments are going to be. Renters don’t have that luxury. At the end of the lease, they have to be concerned about rent increases and possibly having to move.

4. Home Equity and Price Appreciation. Over time, as you build equity in your home, you may even have a home is that is more valuable than what you paid for it.

5. When you own a home, you own an asset. After living in a home, you are often rewarded with thousands of dollars of appreciation, whereas a rental only returns your security deposit!

So, while owning a home can take some work (and money), it is something you are likely to thank yourself for–both years down the road, and after you move in.

Buying a New Home Doesn’t Need to Cost More than an Apartment
By Kirk
June 25, 2014

Are you thinking about buying your own home? If so, there are several great benefits in doing so. If you’re someone that is settled and doesn’t plan on moving anytime soon, here are three ways you can benefit in becoming a home owner.

Three Benefits to Owning Your Own Home

No wasted money: When you rent from someone, whether it be an apartment or a home, you’re giving them money to pay off their mortgage. What this means is, when you move out, you don’t have anything. When you get a home of your own, you don’t have to spend a ton of money, but instead get one within your price range and one that’s in your name and you’re paying off.

Design your own home: It’s a great feeling to be able to come back to your home and be able to design what your whole house looks like. From being able to paint the walls your favorite color, to being able to pick out your appliances, it’s only what you want.

Do your own landscaping: Another great perk of owning a home instead of renting something such as an apartment is the fact that you have a yard and you’re able to landscape it yourself.

As you can see, there are some great benefits to becoming a home owner. Between putting your hard earned money toward your own mortgage instead of someone else’s and being able to customize your home the way you want it, it’s worth it in the long run.

Being “Open” for Open Houses
By Kirk
June 25, 2014

While it may take some work to prepare for your open house, allowing interested buyers into their potential future home will make them feel at ease instantly and visualize this home as their own as they walk through and picture their belongings there.

Remember to declutter every area to accent the spaciousness of the home and it’s square footage. This will make the buyer even more interested when they see all the advantages of the space available and show the home at its best.

Photos & Clutter

Keeping personal photos or other momentos out of sight will make the home more attractive to a potential buyer. This means they can picture their own belongings in these spaces.


One of the most important factors when having an open house is to create an inviting atmosphere by adding scented candles to the home with vanilla, or a light scent. This will “greet” the visitors, invite them in and make them want to see more of the home. A welcome mat is also another way to greet those who are shopping and give them a sense of coming home when approaching the front entrance.

Welcome Home

Anything you can do to invite the buyer(s) in and make them feel at home instantly will mean the difference between a sale and having them walk away. A successful open house allows you to show-off your home in a way that is inviting and attractive to potential buyers.